.banner-services {
    width: 100%;
    margin-top: -160px;
}

.services {
 padding: 0px 20px;
}

.services h1 {
    font-size: 50px;
    text-align: center;
    font-family: "PT Serif", serif;
    font-weight: 700;
    margin: 30px auto;
}

.services h4 {
    background: #F2AF29;
    background: linear-gradient(90deg, rgba(242, 175, 41, 1) 0%, rgba(255, 250, 170, 1) 100%);
    text-decoration: none;
    color: #000;
    font-size: 30px;
    line-height: 1.5;
    text-align: center;
    padding: 0px 30px;
    border-radius: 52px;
    font-family: "PT Serif", serif;
    font-weight: 700;
    padding: 10px 0px;
    display: block;
    max-width: 340px;
    margin: auto;

}

.services p {
       font-size: 25px;
       line-height: 1.6;
       font-weight: 400;
       padding: 0px 10px;
       font-weight: normal;
         font-family: "PT Sans", sans-serif;
         text-align: center;
         color: #000000;
}

.services .card {
    width: 450px;
    min-height: 350px;
    height: auto;
    text-align: center;
    margin: 0px 15px 30px;
    background: #FFFBCB;
    border: none;
    padding: 40px 20px 0;
    display: inline-block;
    box-shadow: 0 2px 5px rgba(0,0,0,0.15);
    border-radius: 10px;
}

.services .card:hover {
    background: #FEED0A;
}

.services .card-body {
    padding: 0px;
}

 .services .card .img-wrapper {
  background: #fff;
  padding: 20px;
  border-radius: 50%;   /* circular background */
  display: inline-flex; /* keeps image centered */
  width: 123px;
  height: 123px;
  box-shadow: 0 2px 5px rgba(0,0,0,0.15);
  margin-bottom: 30px;
}

.services .card .img-wrapper img {
  object-fit: fill;
  border-radius: 0;      /* make sure image itself is NOT rounded */
  width: 100%;
}

.services .card p {
    font-size: 20px;
    color: #000000;
    text-align: center;
    padding: 0px;
}

.services .card p a {
    text-decoration: none;
    color: #000000;
}
.services .card:hover .img-wrapper {
background: #010CA2;
}
.services .card:hover .img-wrapper img {
    filter: invert(100%) sepia(100%) saturate(2%) hue-rotate(140deg) brightness(105%) contrast(101%);
}
.services .card:hover p {
    color: #000;
}

.services .card:hover p a{
    color: #000;
     position: relative; /* required for ::after */
}

.services .card:hover p a::after {
    content: "";
    position: absolute;
    bottom: -10px;          /* distance below text */
    left: 0;
    width: 100%;
    height: 4px;
    background-color: #fff; /* underline color */
    border-radius: 4px;
}